A high savings rate is magic!

If you start looking into the topic of personal finance and the savings rate that we discussed you might question how all of this can work. How is it possible to become financially free? Isn’t this concept based on the assumption that nobody else or almost nobody else saves a high percentage of their income?
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In Germany, everybody wants to own a house. Owning your own house or at least apartment is always considered the save bet and what most people invest their money in. People with higher income additionally consider to buy further properties, either apartments or houses that they can rent out to make more money. In general,
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